Mortgage fraud involves illegal activities in the mortgage process, such as falsifying information to obtain a loan.
Mortgage fraud in Arizona involves various illegal activities related to the mortgage process, often including false statements, misrepresentation, or omission of relevant information to obtain a mortgage loan. Mortgage fraud is a deeply serious and complex offense in Arizona, carrying severe penalties that can irrevocably impact your future. If you are in Phoenix and facing accusations of residential mortgage fraud, understanding the law and securing expert legal representation is paramount. At Feldman & Royle, we provide aggressive defense for individuals navigating these challenging charges under Arizona Revised Statutes (ARS) § 13-2310.
Arizona law defines residential mortgage fraud as intentionally devising or engaging in a scheme to defraud during the mortgage lending process. This isn’t just about direct misstatements; it encompasses a range of actions committed with the specific “intent to defraud,” including:
It’s crucial to understand that these charges focus on intent to defraud. The law specifies that an offense is not based solely on lawfully disclosed information, nor does it apply if you were genuinely unaware that the information relied upon by others was a deliberate misstatement.
The consequences of a residential mortgage fraud conviction in Arizona are substantial:
Both Class 4 and Class 2 felonies can result in years of prison time, hefty fines, and a permanent criminal record that will impact your employment, housing, and reputation for years to come.
In Arizona, common mortgage fraud practices include income falsification, identity theft, property flipping with inflated appraisals, and occupancy fraud. Our Phoenix Mortgage Fraud Lawyer points out that these practices can lead to state and federal charges, making it crucial for anyone accused of mortgage fraud to understand the gravity of these charges.
Our criminal defense lawyers at Feldman & Royle advise that individuals accused of mortgage fraud have specific rights, including the right to legal representation and the right to challenge the evidence presented against them. It’s essential to seek a lawyer experienced in handling mortgage fraud cases under Arizona law to navigate the legal system effectively and protect your rights.
Defenses in mortgage fraud cases can include challenging the evidence of intent to defraud, demonstrating a lack of knowledge of the fraudulent activities, or proving that the actions were not illegal. Our Phoenix Defense lawyers at Feldman & Royle focus on building a strong defense strategy that contests the prosecution’s claims and seeks to protect the accused’s rights and reputation.
At Feldman & Royle, we understand the serious consequences that come with allegations of mortgage fraud. As experienced Mortgage Fraud Defense Lawyers in Phoenix, AZ, we are committed to protecting your rights and building a strong defense on your behalf. Our team takes the time to thoroughly investigate your case, challenge the prosecution’s evidence, and explore every possible legal strategy to achieve the best outcome. From the moment you hire us, we take care of every aspect of your defense — guiding you through the legal process, answering your questions, and standing by your side every step of the way. When your future is on the line, trust our White Collar Lawyers to fight for you with skill, dedication, and experience.
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